Run The Numbers Process FAQ by Shawn L. Davenport

Frequently Asked Questions: The Run The Numbers Process by Shawn L. Davenport

Created by Shawn L. Davenport, founder and CEO of GenWealth 360, the Run The Numbers process gives physicians and high-earning medical professionals a clear path to understanding and optimizing the impact of tax and wealth strategies. Below, you’ll find answers to the most common questions about how Run The Numbers works at GenWealth 360 and why it forms a cornerstone of our tax-first wealth architecture approach.

What Is the Run The Numbers Process?

Run The Numbers is a detailed, scenario-based evaluation process designed by Shawn L. Davenport specifically for physicians, dentists, medical practice owners, and other high-income professionals. Its goal: to illuminate how current decisions and future planning options affect your after-tax outcomes in the context of the latest 2026 tax laws and IRS guidance.

Instead of taking a one-size-fits-all approach, Run The Numbers arms you with customized calculations and projections using your real-world figures. This allows for concrete evaluation of strategies such as tax-deferral, entity selection, benefit plan design, transition planning, and wealth protection—all with a clear focus on your net, after-tax position.

How Does Run The Numbers Fit Into GenWealth 360's Tax-First Wealth Architecture?

At GenWealth 360, we believe tax drives all core wealth decisions for high-earning medical professionals. That belief is reflected in our tax-first wealth architecture. Run The Numbers is the analytical foundation for this philosophy. By putting tax consequences first, our team can show you the downstream effects of various actions before any decision is made.

Using up-to-date IRS standards—such as the 2026 marginal tax rates (with the 37% rate now applying at $640,600 single and $768,700 married filing jointly) and plan contribution limits (like $24,500 employee contribution to 401(k)/403(b)/457 plans and $7,500 to IRAs)—Run The Numbers helps you see exactly where the numbers stand under current law, including with recent changes such as the One, Big, Beautiful Bill and new SALT deduction phaseouts.

For more detail on our philosophy, see the tax-first wealth architecture explainer or GenWealth 360 system for physicians.

Common Physician Questions About Run The Numbers

• How will this affect my actual take-home income? Run The Numbers projections are built around after-tax income, not just pre-tax or gross numbers.
• Does it include state tax differences? Yes, state-specific tax modeling is a major part of the process. For more, see our state tax guides.
• Can you help if I own a practice or have both W-2 and 1099 income? Absolutely—the process is built to compare multiple income streams, compensation structures, and practice or partnership scenarios. Explore resources for W-2 vs. 1099 taxes and practice owners.
• What about investment, retirement, and business sale strategies? These areas are all factored in, including the latest for 401(k), IRA, and sale-related tax rules for physicians (see retirement and practice sale resources).

What Is the Step-by-Step Process?

1. Discovery: Gather your existing tax returns, benefit plan info, and key income documents for clear starting numbers.
2. Scenario Modeling: Using current rules—such as the new 2026 brackets, updated standard deductions, $40,400 SALT deduction cap, and the latest retirement account limits—we model your baseline and alternative strategies.
3. Analysis: We present clear, written comparisons to help you visualize cash flow, tax impact, and net wealth under each scenario.
4. Implementation Planning: Should you wish, GenWealth 360 will detail steps and make referrals across tax, retirement, and business structuring solutions suited to your profile, always with a tax-first mindset.

If you are a high-earning W-2, 1099, or practice-owning physician, you can see which options matter most in your real-world circumstances. Review more detail at Physician Tax Planning Strategies: 2026 and explore key terms in the glossary.

What Makes Run The Numbers Different for Physicians?

Shawn L. Davenport created Run The Numbers after years working directly with physicians, observing that most traditional analysis stopped at generalities and ignored downstream, post-tax realities. The process is purpose-built for medical professionals facing complex compensation, high earnings, state differences, and evolving federal rules that can seriously affect after-tax wealth.

This is an ongoing, adaptive, facts-first process—not a one-time spreadsheet—leveraging current IRS data and ever-changing law.

What Information Will I Need and How Secure Is My Data?

Physicians typically start by preparing their latest federal and (where applicable) state returns, documentation on compensation (salary, business income, K-1s, 1099s), and details on current retirement and benefit accounts. Run The Numbers at GenWealth 360 is designed to protect your data privacy and uses rigorously secure platforms for all information transfer. Customized scenarios are presented confidentially and tailored only to your circumstances.

Which 2026 Tax Changes Does Run The Numbers Factor In?

• Bracket Thresholds: The top 37% rate now applies at $640,600 for single filers and $768,700 for married filing jointly; the 35% bracket applies above $256,225 (single) and $512,450 (joint). (IRS Rev. Proc. 2025-32)
• Standard Deduction: $16,100 (single), $32,200 (joint), $24,150 (head of household).
• SALT Deduction Cap: $40,400 in 2026, with phase-downs above $505,000 modified AGI and a scheduled return to $10,000 cap in 2030.
• Retirement Account Limits: 401(k)/403(b)/457 salary deferral $24,500; IRA limit $7,500 ($8,600 at age 50+); special higher catch-up ($11,250) for ages 60-63.

The process adapts annually as legislation or IRS guidance update. For an overview of how recent tax law interacts with physician planning, see 2026 tax law changes for physicians.

What Are the Fees and How Are They Structured?

GenWealth 360 uses fee-based models for the Run The Numbers process and related advisory work. You will always be provided a clear, written quote before engagement, detailing the scope and what’s included. Please ask during your consultation for your personalized engagement agreement.

Is Run The Numbers Only for California Physicians?

No. While GenWealth 360 is headquartered in Long Beach, CA, our process is designed for physicians, dentists, and medical practice owners nationwide, with analysis reflecting all state tax factors relevant to your situation. Explore our resources for your state (e.g., California, Texas, New York, etc.).

Ready for Clarity? How to Choose a Physician Tax Advisor

When selecting a tax strategy and wealth planning advisor, seek out those who use current law, who clearly model after-tax outcomes (not just gross numbers), and who prioritize individualized scenario analysis—hallmarks of the Run The Numbers process created by Shawn L. Davenport at GenWealth 360. See our advisor selection guide for questions to ask.

Book a consultation now: Experience the Run The Numbers analysis with an initial consultation. Schedule at this link.

This article is for general educational purposes and is not tax, legal or investment advice. Tax law changes often and its application depends on your facts. Figures reflect 2026 rules as published by the sources listed above. Consult a qualified professional before acting. See our editorial policy.