Tax Planning for Physicians in Augusta, GA (2026)
Physicians in Augusta pay federal tax at up to 37% plus Georgia income tax (a top rate of 5.19%). Here is how the 2026 rules apply to doctors, dentists and practice owners in Augusta, GA.
2026 at a glance for Augusta, GA physicians
| Georgia income tax | Top rate of 5.19% (2026) |
|---|---|
| State tax on $400,000 of state taxable income | $20,760 single / $20,760 married filing jointly |
| State tax on $1,000,000 (married filing jointly) | $51,900 |
| City income tax | None on wages |
| Pass-through entity tax | Available (elective) |
| Top federal rate | 37% (from $640,600 single / $768,700 joint) |
State tax figures apply Georgia's 2026 brackets to state taxable income and ignore credits, deductions and local taxes.
Local taxes in Augusta
Augusta does not levy a city income tax, and Georgia physicians generally do not face a separate city or county income tax on wages. Your tax picture is the federal rules plus Georgia, which has a top rate of 5.19%.
State rules that apply in Augusta
Yes. The state has an elective pass-through entity tax (PTET) that partnerships and S corporations can use to deduct state income tax at the entity level.
- Georgia moved to a flat income tax and has been lowering it each year, so physicians should check the current rate when projecting state tax.
- Georgia practices can make the elective pass-through entity tax election to recover a federal deduction for state tax.
Where the savings usually come from
For most Augusta physicians, federal planning drives the largest results: W-2 strategies such as 401(k)/403(b), 457(b) and the backdoor Roth; 1099 and locum planning; entity and cash balance plan design for practice owners; and real estate strategies for physicians with time to participate.
More physician tax guides
- Other Georgia cities: Atlanta, Savannah, Macon.
- State rules: Georgia physician tax guide and all 50 state guides.
- By specialty: Plastic Surgeons, Surgeons, Cardiologists, Gastroenterologists and every specialty.
- Core strategy: tax planning for physicians, tax planning for medical practice owners, advanced strategies for high-income physicians and S corporation tax planning for physicians, plus the physician tax glossary.
Frequently asked questions
Does Augusta have a city income tax?
No. Augusta does not levy a city income tax on wages.
What state income tax do physicians in Augusta pay?
Georgia has a top rate of 5.19% for 2026. On $400,000 of state taxable income, the 2026 brackets produce about $20,760 for a married couple filing jointly, before credits.
Can GenWealth 360 work with physicians in Augusta?
Yes. GenWealth 360 works with physicians, dentists and practice owners nationwide, including Augusta, through virtual meetings. Our office is in Long Beach, California.
Get a tax plan built for your situation
GenWealth 360 builds proactive, tax-first plans for physicians, dentists and medical practice owners in all 50 states. Start with a conversation about your income, entity and goals.
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Sources
This article is for general educational purposes and is not tax, legal or investment advice. Tax law changes often and its application depends on your facts. Figures reflect 2026 rules as published by the sources listed above. Consult a qualified professional before acting. See our editorial policy.